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My Grunge Effect-
Roll your
mouse over the image to see the before and after.

Step 1-
Open your image and duplicate its layer.

Step 2-
Convert the top layer to black and white. I used the channel mixer with
these settings =Red 0, Green 100, Blue 0, Monochrome.

Step 3-
Change the blend mode of the top layer to "Overlay".

Step 4-
Reduce the opacity of the top layer to your liking.

Step 5-
Reduce the saturation of the bottom layer, again to your liking.

Step 6-
My border (I know, it's so fancy)!

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